Author Archives for cbnadmin

We Need More Dwellings

September 14, 2021 2:44 pm Published by Leave your thoughts

_________________________________________________ In April of 2020, one month into the Covid experience when very little was certain, a good friend asked me if I thought it was a good time for his daughter to buy her first house. For the first time in my professional life, I flinched at that question. Long a disciple of the maxim that the best time to plant a tree was 20 years ago, and that the second-best time is today – until that moment I... View Article


Impetus for Change

September 1, 2020 3:27 pm Published by Comments Off on Impetus for Change

________________________ There is an often-used saying about planning, usually trotted out by would-be authority figures; teachers, parents, bosses -as an admonishment for being unprepared. It goes like this: Those who fail to plan, plan to fail. Fair enough. It is great to plan. However; there is another saying, popularized by John Lennon that I think is a little more apt today: Life is what happens to you when youre busy making other plans. Life has thrown us a Covid curveball... View Article


Just the Facts Please

August 4, 2020 12:49 pm Published by Comments Off on Just the Facts Please

____________________________________________ There has been a trend for some time in the news world, away from informing us about what happened, and towards telling us what we ought to think about it. An example of this can be witnessed anytime President Trump is scheduled to address the media. CNN has taken to not airing his speech, but rather televising a panel of experts deciphering what he is saying, often in real-time, fact-checking it, and pointing out the inaccuracies. And no doubt... View Article


Covid Lessons

July 7, 2020 2:06 pm Published by Comments Off on Covid Lessons

Two and a half months ago, I wrote my Snapd article about the priorities of the day, and the need to flatten the curve. Those were the early days of Covid-19, and no one – least of all me, knew what to expect in the coming days. That the coming days would become the coming months hadnt occurred to me. By now, however, it is clear that the world is changing. Whether it will return to what we broadly call... View Article


Planting Trees

May 20, 2020 12:31 pm Published by Comments Off on Planting Trees

______________________   In an initiative led by our Broker of Record Steve Foti, our office celebrates earth day annually by giving away trees to our clients, or anyone willing to plant them. This year, my personal allotment included a small bundle of American Elm seedlings. Out of curiosity, I Googled the American Elm to glean a rough idea as to how long I would need to wait before I might enjoy the fruit of my labour. Correlating the maturation cycle... View Article


Priorities

March 16, 2020 9:45 am Published by Comments Off on Priorities

_________________ If ever there was a moment or event that causes one to reevaluate one’s priorities, or at least remind us of them, this would be it. Although the coronavirus has been on our collective radar for several months now, count me among the group that still found myself surprised by the sheer scale of implications it has wrought on our lives, with more certain to come. I suspect I am not alone. Today, in what I truly hope hindsight... View Article


Good Leaders Are…

February 13, 2020 3:53 pm Published by Comments Off on Good Leaders Are…

____________________________________________________ As parents, we sometimes fall into the trap of telling our kids you can be anything you want to be. High school and university graduation speeches are steeped in platitudes affirming to the gathered that their potential is limitless. Optimism abounds, and so it should. But is it true? Can I be anything I want to be? Can I be tomorrow’s leader? And what exactly is a leader? Fear not, I will not pretend to espouse what a good... View Article


Confident Enough to Be Wrong

January 28, 2020 10:20 am Published by Comments Off on Confident Enough to Be Wrong

___________________________________________ Three months after Hurricane Katrina struck New Orleans and the neighbouring Gulf Coast in 2005, I found myself driving along Mississippi State Road 90, which hugs the Gulf Coast from Pass Christian, Mississippi to Gulfport, and beyond. Having been familiar with the before, the after was a particularly devastating site that frankly, the nightly newscast could not adequately portray. Stately antebellum mansions were reduced to nothing more than a single set of brick steps leading to where the porch... View Article


Never Too Late to Say Thanks

December 9, 2019 2:10 pm Published by Comments Off on Never Too Late to Say Thanks

  Bankers, as Mark Twain aptly observed, are folks who lend you their umbrella when the sun is shining and want it back the minute it begins to rain. Rainy days are made for private bankers offering credit, when perhaps it has not yet been fully earned. Most business people have at one time or another, relied on a private banker, even if they referred to them as uncle, mom or dad, or in my case, neighbour.   Momentum is... View Article


A Sales Job

November 6, 2019 4:22 pm Published by Comments Off on A Sales Job

_____________ My high school days are almost 35 years behind me, so my recollection of the curriculum may be less perfect. I recall loving geography, struggling with French, and everything else falling somewhere in between. Curiously, two subjects I do not recall being addressed are the two I would argue to have the largest impact on a majority of students’ futures – personal finance and sales. The former is obvious.   If we are not taught the value of money,... View Article