Latest Posts

March 4, 2016

How To Buy a Great Home

Looking for a long-term home? Here are a few questions you should ask yourself before buying. Buying a home can be an overwhelming process. Relax. Yes, buying a home is a huge commitment – but if you ask yourself a few key questions, you can increase your likelihood of ensuring that you buy a fantastic home that you’ll love for decades into the future. If you plan on buying a property that you can call “home” for the rest of... View Article

February 17, 2016

A Hefty Premium

In the market for some high end real estate? In January, Hugh Hefner listed his home – better known as the Playboy Mansion- for the tidy sum of two hundred million dollars.(The impact, is better felt when expressed numerically as $200,000,000.00).As a luxury home in Guelph sells for considerably fewer zeros, I cannot claim to have any insight into what a $200,000,000.00 home might offer in the way of amenities.I can however, venture a good guess that a significant portion... View Article

January 18, 2016

Be Patient, Be Decisive, and Buy More Real Estate

My wife started a family tradition when the kids were quite young. Each New Years Eve, we would sit together, and jot down on our respective pieces of paper our personal goals -resolutions if you will- that we had for the coming year. Twelve months later we would repeat the process with the added amusement of reading what we had written the previous New Years Eve. The cramped jar has become a testament to my personal shortcomings, as a review... View Article

December 15, 2015

In Support of Travel

A friend of mine, recently purchased a vacation property in Florida. It is good to have such friends, willing to bare the burden of expense and provide an excuse for folks like me to pay them a visit. I havent visited his home in Guelph for years, but I jumped at the opportunity to fly south and spend a few days at his second home. It would be rude after all, to decline. Travel, has always been a love of... View Article

November 16, 2015

Nice Hair Though

As I write this, Canada seems to be on the verge of a political change of tack. As politics, like religion, is a subject best left undiscussed in social gatherings and SNAPd articles, I will avoid like the plague commenting on any of the actual political issues. In any case, I dont feel as though I really had a horse in the race as I find myself equally disappointed with all political parties – (I very much doubt that Im... View Article

October 16, 2015

Lot’s of Room at the Top

Now that school is back in session, my morning routine has once again returned from somewhat haphazard, back into – well – a routine. It goes something like this: home – school – coffee – office. My coffee of choice has always been, and mostly remains Tim Horton’s. Once in an odd while if I’m feeling particularly high brow about my coffee, I wander over to Planet Bean or more recently – Balzac’s at the corner of Gordon and Waterloo... View Article

September 16, 2015

An Investing Observation

Many Canadians, particularly those without a structured pension to rely on, have necessarily turned to investing in order to provide for their needs (and hopefully wants) down the road. In the strictest financial sense of the word an investor is interested in one thing – accumulating wealth. However, as the saying goes, there is more than one way to shine a penny. So too, there are more ways than one to be an investor. Fortunately, there are experts to make... View Article

July 20, 2015

Got Your Bathing Suit ?

The Bank of Canada lowered the prime lending rate this past week, in a move that garnered very little attention in the media. For the better part of a generation, interest rates have been low, so a move from almost zero, to a little closer to zero raises few eyebrows. As my livelihood is closely and visibly tied to people’s willingness to spend borrowed money, I notice these things. It is easy to take cheap money for granted, but it... View Article

June 24, 2015

Compounding Interest

  Real estate investors, or those who fancy themselves to be, sometimes turn for inspiration and gumption to a poem entitled ‘Procrastination’. Penned by an anonymous author in 1918, Procrastination retells the fabled sale of Manhattan Island to Peter Minuet for $26 in 1626. The poem is written from the perspective of the second place bidder who walked away from the deal, deeming it too expensive. He knew the real estate market was over-heated, and determined he would wait for... View Article