Tag Archive: business matters

October 3, 2017

Looking for a Life Companion?

___________________________________________ My wife and I saw both our kids off to University last month, our first taste of the ‘empty nest’. Naturally our thoughts turn to our children’s next stages of life. We hope that we have prepared them well, but as anyone who has either had or been a parent knows – parenting is never over. Rather we trade the worries we had when they were young for the worries of life’s next stage. During each stage we delude... View Article

September 6, 2017

Momentum

________________________________________________ Under the category of ‘even a broken clock is right twice a day‘, Donald Trump struck upon a truism in what otherwise might have been mistaken for an election night victory speech – albeit 7 months late – when he addressed the Boy Scout convention in Virginia on July 24th. It is too easy in the President’s case to throw the baby out with the bathwater, and I almost did as I joined the international cringe at the majority... View Article

August 1, 2017

When Is It OK To Lie?

  ______________ Salespeople, with virtually endless variations in between, come in three basic categories. Bad ones tell you what they think you want to hear. Good ones tell you the truth. Great ones tell you the truth – even when its bad – and leave you excited to have received the news. This generalization probably translates into the rest of our lives as well. Unfortunately, I have to admit my position on the scale falls well short of great. Years... View Article

June 6, 2017

Hockey Cards and House Prices

—————- With apologies to my grade school teachers, the most consequential lesson I retained from my days at Marden Public School came not in the classroom, but rather on the playground. My friends and I went through a period in which our greatest life goal was to collect a complete set of O-Pee-Chee NHL trading cards. Oh, the wonderful problems of a ten-year-old in 1977! The hot players of the day were Darryl Sittler and Guy Lafleur. I had them... View Article

December 2, 2016

Welcome to Guelph…

The Gloucester Rangers Atom AA team must have been an excited group of kids and parents. The Canadian ritual of travelling to attend a hockey tournament, replete with noisy hotel rooms, noisy restaurants, and noisier arenas had finally arrived, and off they embarked on the 5 hour journey to Guelph. The same was no doubt true for their opponent on this Saturday morning, the Kent Cobras, albeit their commute was a mere 2 hours. The venue to host the showdown?... View Article

October 4, 2016

Find Your Cardboard Box

Find Your Cardboard Box When our kids were little, like many North American millennial parents, my wife and I had a tendency to over provide our kids with the popular toys of the day. If Fisher Price made it, we bought it, albeit sometimes used. A eureka moment occurred for us when on one particular Christmas morning we noticed that our daughters, having opened all their gifts, lay on the living room floor playing – not with the toys –... View Article

July 20, 2015

Got Your Bathing Suit ?

The Bank of Canada lowered the prime lending rate this past week, in a move that garnered very little attention in the media. For the better part of a generation, interest rates have been low, so a move from almost zero, to a little closer to zero raises few eyebrows. As my livelihood is closely and visibly tied to people’s willingness to spend borrowed money, I notice these things. It is easy to take cheap money for granted, but it... View Article

March 11, 2015

Look After the Pennies & the Dollars Will Look After Themselves

On my commute from work one day last month, I caught the tail end of a story on CFRB about a recently deceased gentleman who left the majority of his life’s fortune to those who provided for his care in his final days – in this case, the local hospital. The public interest component of the story is not so much the amount of the fortune, but rather assumption of the local town folk in Brattleboro Vermont that Mr. Read... View Article

December 30, 2014

Smarter People Than Me & Real Estate Investment

My first job in real estate, had nothing to do with listing or selling houses-rather I was the eight year old office cleaner at my fathers small brokerage; Herb Neumann Real Estate. His office at the time was located on the corner of Woolwich and Cardigan street, in an old house that sat on what is now an empty parking lot. Early on Saturday mornings I would come into the office, vacuum, dust and empty the trash cans of all... View Article

October 28, 2014

Nothing New

The local real estate market, by any measure, has been on a strong bull run for well over a decade now. Not surprisingly, some people might begin to worry about the security of their real estate investments, and those of us on the front lines of selling those investments ( for the purposes of this article – all forms of real estate) ought to be confident that the product we are helping our clients acquire are indeed good investments. Nobody... View Article